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Adjective: penurious  pi'n(y)ûr-ee-us [N. Amer], pi'nyûr-ee-us [Brit]
  1. Not having enough money to pay for necessities
    "The penurious gentlemen asked for a loan";
    - hard up, impecunious, in straitened circumstances, penniless, pinched, badly-off
     
  2. Excessively unwilling to spend
    "lived in a most penurious manner--denying himself every indulgence";
    - parsimonious

See also: poor, stingy, ungenerous

Encyclopedia: Penurious