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Adjective: cash-strapped  'kash,strapt
Usage: informal
  1. Without or very short of money
    "Their home is paid off or nearly paid off, but they are cash-strapped";
    - broke [informal], bust [informal], skint [Brit, informal], stone-broke [N. Amer, informal], stony-broke [Brit, informal], strapped [informal], strapped for cash [informal]

See also: poor