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Adjective: improvident  im'pró-vi-dunt
  1. Not provident; not providing for the future
  2. Not given careful consideration
    "improvident actions often result in disaster";
    - ill-considered, ill-judged, shortsighted, short-sighted

See also: imprudent, myopic, short, shortsighted, short-sighted, thriftless, unforesightful, unforethoughtful, wasteful

Antonym: provident